UK SMEs & International Companies Welcome

The UK Business Account
Built for Modern Companies

Open in under 24 hours. Dedicated UK IBAN, SEPA, SWIFT, FPS, 16 currencies, corporate cards — for UK SMEs and international businesses alike. No branch visit required.

Quick search — features, fees, eligibility
ARIDANG Business
● Active
TOTAL BALANCE
£48,239.50
GB29 ARDN 6720 1503 •••• ••••
🇬🇧 GBP
🇪🇺 EUR
🇺🇸 USD
🇨🇦 CAD
🇨🇭 CHF
+11 more

Recent Activity
Supplier AG
SEPA Transfer
−£1,240.00
Client Ltd
FPS Instant
+£5,800.00
Global Corp
SWIFT Wire
−£26,400.00
•••• •••• •••• 4291
ARIDANG BUSINESS
🏛️ FCA Regulated (FRN 804853)
🌍 16 Currencies · UK, EU & World
💳 Corporate Cards Included
🔒 KYB/KYC Compliant
Free Support Anytime
16
Currencies supported
3,000
Bulk payments per minute
£0.99
From — SEPA in/out (UK zone)
0%
Currency markup on cards
🇬🇧 GBP
🇪🇺 EUR
🇺🇸 USD
🇨🇦 CAD
🇨🇭 CHF
🇭🇰 HKD
🇸🇬 SGD
🇨🇳 CNY
🇩🇰 DKK
🇸🇪 SEK
🇳🇴 NOK
🇵🇱 PLN
🇷🇴 RON
🇨🇿 CZK
🇭🇺 HUF
🇿🇦 ZAR
How payments move

One account. Every payment rail.

Send and receive via FPS, SEPA, SWIFT, BACS, CHAPS, and Target2 — all from a single ARIDANG business account.

ARIDANG Account Hub 🇬🇧 UK Zone FPS · BACS · CHAPS from £0.99 / transfer 🇪🇺 EU Zone SEPA · Instant · Target2 from £0.99 / transfer 🌍 World Zone SWIFT · Correspondent from £15 / transfer 💱 FX & Cards 16 currencies · 0.70% margin 0% markup on card spend
What you get

Full-stack business banking — in one account

Everything your business needs to send, receive, and manage money across borders — with dedicated support at no extra charge.

Dedicated account numbers & unlimited virtual IBANs
16 currencies: GBP, EUR, USD, CAD, CHF, HKD, SGD, CNY and more
FPS, BACS, SEPA, SWIFT, Target2, CHAPS
Bulk payments — up to 3,000 per minute
Plastic & virtual corporate cards — 0% FX markup
Xero & QuickBooks real-time sync
Granular team permission controls
Free support — every step of the way
🏦
Business Accounts
Dedicated account numbers, multi-currency balances, and unlimited virtual IBANs for seamless reconciliation.
🌐
Global Payments
SWIFT, SEPA, Instant SEPA, FPS, BACS, CHAPS, Target2 — every major rail in one account.
Bulk Payments
Send up to 3,000 payments per minute via our high-capacity payment API — built for scale.
💱
Currency Exchange
0.70% margin on major currencies across 16 supported currencies. Zero markup on card spend.
💳
Corporate Cards
Physical and virtual cards with granular spend controls. Free issuance in the UK, 0% FX markup.
🔗
Accounting Sync
Real-time transaction sync with Xero and QuickBooks. Keep your books up to date automatically.
🔒
Compliance
Full KYB/KYC end-to-end. FCA authorised EMI. EU-regulated. Multi-level team permission controls.
🤝
Dedicated Support
Hands-on assistance with account opening, document collection, and day-to-day operations.
16 currencies supported in your account
🇬🇧 GBP
🇪🇺 EUR
🇺🇸 USD
🇨🇦 CAD
🇨🇭 CHF
🇩🇰 DKK
🇸🇪 SEK
🇳🇴 NOK
🇵🇱 PLN
🇷🇴 RON
🇨🇿 CZK
🇭🇺 HUF
🇭🇰 HKD
🇸🇬 SGD
🇿🇦 ZAR
🇨🇳 CNY
Transparent pricing

Clear fees. No surprises.

All prices in GBP. Your zone depends on where your company, directors, and UBOs are resident.

Account opening
FREE
UK · £15 EU · £99 World
Monthly maintenance
FREE
UK · £69/mo EU & World
SEPA payments
from £0.99
In & out · EU zone from £0.99
UK FPS transfers
from £0.99
Incoming & outgoing
SWIFT / International
£26.40
All zones · in & out
FX margin
0.70%
Major currencies · 0.80% minor
Corporate card issuance
FREE
Plastic (UK) · Virtual from FREE
Card currency markup
0%
No FX markup on card spend

⚠️ UK zone: company, director, and UBO all UK resident. EU zone: all EU resident, none outside EU/UK. World: any party is non-EU/UK resident. High Value Fee may apply when weekly volume exceeds £100,000. Compliance surcharge (1%, min £500) may apply for high-risk transfers.

Process

Open your account in 3 steps

We guide you through every stage — from application to live account.

1

Start your application

Click "Open Account" and complete the online onboarding form. Takes around 10–15 minutes. We guide you through every field.

⚡ Online, no branch visit
2

KYB/KYC verification

Submit your company documents and ID. Our compliance team reviews everything. We'll contact you if anything is needed.

✓ Fully managed compliance
3

Go live

Your account is activated. Start sending and receiving payments immediately. Support is available whenever you need it.

🌍 Send to 120+ countries
Eligibility

Is your business eligible?

We work with a wide range of businesses. Some industries require enhanced due diligence or are not accepted.

✅ Generally accepted

  • IT services & software companies
  • E-commerce & online retail
  • Professional services (legal, accounting)
  • Import/export businesses
  • Digital marketing agencies
  • SaaS & technology platforms
  • Consultancy services
  • Manufacturing companies

❌ Not accepted

  • Arms & defence trade
  • Adult entertainment
  • Cryptocurrency mining
  • Unlicensed gambling
  • Shell / offshore formations
  • Unregulated money services
  • MLM / pyramid schemes
  • Human trafficking / illegal activity
View full eligibility policy →

Ready to open your
payment account?

Start your application online. Free support throughout — no hidden costs, no surprises.

Payment services are provided by Gemba Finance Ltd · FCA Authorised (FRN 804853)