Non-Residents Welcome · FCA Regulated

UK Business Account for
Non-Residents & Foreign Companies

ARIDANG opens UK business accounts for EU and international companies fully online. No UK address required. Approved in under 24 hours.

500+
businesses served
<24h
approval time
16
currencies
3
payment zones
Eligibility

Which companies can open a UK account with ARIDANG?

We welcome applications from companies incorporated outside the UK. The onboarding process is handled in partnership with Gemba Finance Ltd (FCA FRN 804853) and is designed for international businesses — no UK address, no UK director required.

🇪🇺
EU Limited Companies

Companies registered in any EU member state. German GmbH, French SAS, Dutch BV, Spanish SL, and more can open a UK business account fully online.

🌍
Eastern European Companies

Polish sp. z o.o., Romanian SRL, Czech s.r.o., Hungarian Kft., Slovak s.r.o., Bulgarian OOD — all eligible. We're experienced with Eastern European corporate structures.

🇪🇪
Estonian & Baltic Companies

Estonian OÜ, Latvian SIA, Lithuanian UAB. We're particularly experienced with Baltic e-Residency companies seeking a UK IBAN for SEPA and international operations.

🏢
UK-registered, Non-Resident Directors

UK limited companies whose directors reside outside the UK are fully eligible. A non-resident director does not disqualify your company from opening a UK business account.

🌐
International Holdings

Holding companies and group treasury entities incorporated in eligible jurisdictions. Access SEPA, SWIFT, and FPS from a single UK IBAN as a foreign company.

💻
Tech & SaaS Companies

Remote-first, product or SaaS businesses serving UK or European markets. Open your UK account online — no branch visit, no UK office needed.

Process

How to open your UK business account online

Our fully online application process is built for foreign companies. No branch visit. No UK address. Start to finish in under 24 hours.

01

Apply online

Submit your company documents and director ID through our secure portal. The entire process takes around 15 minutes — no UK address required, no in-person visit needed.

~15 minutes
02

KYB review

Your application is reviewed by the compliance team at Gemba Finance Ltd (FCA FRN 804853). We may request clarifying documents. Most non-resident and foreign company applications are approved within one business day.

Under 24 hours
03

Account live

Receive your dedicated UK IBAN, sort code, and account number. Access SEPA, SWIFT, FPS, BACS, CHAPS, and corporate cards immediately upon approval.

Instant activation
Features

Everything a foreign company needs from a UK account

Your ARIDANG UK business account comes fully loaded — dedicated UK IBAN, multi-currency payments, corporate cards, and accounting integrations, all available to non-residents and foreign companies.

  • Dedicated UK account number & sort code
  • UK IBAN for international transfers
  • SEPA, Instant SEPA, SWIFT, FPS, BACS, CHAPS
  • 16 currencies: GBP, EUR, USD, CAD, CHF and more
  • Corporate debit cards — plastic & virtual
  • 0% FX markup on card spend
  • Xero & QuickBooks accounting sync
  • Dedicated account manager
  • Full KYB/KYC compliance support
Dedicated UK IBAN

Your own UK sort code, account number, and IBAN — accepted worldwide. Open as a non-resident or foreign company.

SEPA & SWIFT

Send and receive payments across Europe (SEPA) and globally (SWIFT) with no hidden fees from your UK business account.

16 Currencies

Hold, convert, and send in GBP, EUR, USD, CAD, CHF, and 11 more currencies — all from one account.

Corporate Cards

Plastic and virtual Visa debit cards for your team, issued to non-resident directors. 0% FX markup on every transaction.

Testimonials

Trusted by businesses across Europe

EU and Eastern European companies chose ARIDANG when other providers turned them away. Here's what they say about opening a UK account as a non-resident.

★★★★★

"We needed a UK business account for our Polish e-commerce company. ARIDANG approved us in 18 hours — no branch visit, no complications. The UK IBAN was live the same business day."

Artur M., Director
Warsaw, Poland
★★★★★

"Our Estonian holding required a UK IBAN for SEPA collections as a non-resident entity. The ARIDANG team guided us through every document. We were live within one business day."

Madis K., CFO
Tallinn, Estonia
★★★★★

"Three banks rejected our Romanian IT firm before we found ARIDANG. We were approved in under 24 hours. Our account manager responded within 2 hours on every question."

Cristina P., Managing Director
Bucharest, Romania
FAQ

Frequently asked questions

Everything you need to know about opening a UK business account as a non-resident or foreign company.

Do I need a UK address to open a business account with ARIDANG?
No. ARIDANG does not require a UK registered address or a UK-based director. Your company can be fully incorporated and operating outside the UK. We serve non-residents and foreign companies, and our onboarding process is 100% remote — open your UK business account fully online.
Which countries are eligible for a UK business account?
We accept companies from EU member states, EEA countries, and many other jurisdictions including Poland, Romania, Czech Republic, Hungary, Slovakia, Bulgaria, Estonia, Latvia, Lithuania, and more. If you're unsure whether your jurisdiction qualifies, contact us — we review each application individually. Eastern European and Baltic companies are especially welcome.
How long does the application take?
The online application takes around 15 minutes to complete. Our KYB (Know Your Business) review typically takes under 24 hours for non-resident and foreign company applications. Once approved, your UK IBAN and account details are available immediately — no waiting period.
What documents do I need to apply?
Typically you will need: Certificate of Incorporation, Memorandum & Articles of Association, proof of registered business address, government-issued ID for all directors and UBOs (Ultimate Beneficial Owners), and a brief description of your business activity and expected transaction volumes. Our team will guide you through the full requirements during the application.
Is ARIDANG FCA regulated?
Yes. Payment services are provided by Gemba Finance Ltd, authorised and regulated by the Financial Conduct Authority (FCA) with FRN 804853. ARIDANG is an introducer — we connect international businesses with Gemba's regulated infrastructure and guide you through the onboarding process.

Ready to open your UK business account?

Join EU and international companies already banking with ARIDANG. Apply online in 15 minutes — no UK address required, approved in under 24 hours.

Open your account today →