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🇵🇱 Polish company · 🇬🇧 UK account

UK Business Account
for Polish Companies

Receive GBP from UK clients, send SEPA to Europe, hold 16 currencies including PLN — all from one UK account. Open fully online from Poland in 24 hours.

🇵🇱 Sp. z o.o. & S.A. accepted
·
No UK address needed
·
No branch visit
Currencies: 🇬🇧 GBP 🇵🇱 PLN 🇪🇺 EUR 🇺🇸 USD 🇨🇭 CHF 🇨🇦 CAD 🇸🇬 SGD 🇸🇪 SEK 🇩🇰 DKK 🇳🇴 NOK + 6 more

Built for Polish companies trading with the UK

Whether you invoice UK customers in GBP, pay UK suppliers, or need to hold PLN alongside your GBP balance — one account covers it all.

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Receive GBP from UK clients

Get a real UK sort code and account number. UK customers pay you like a local — no SWIFT fees, no conversion losses, no delays waiting for international wires.

Pay UK suppliers in GBP

Send Faster Payments and CHAPS directly in GBP. Stop converting PLN at your Polish bank's rate before every invoice — pay from your GBP balance directly.

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Keep EUR operations running (SEPA)

Your EUR wallet carries a dedicated IBAN. Send SEPA payments to EU counterparties at flat rates — as efficiently as from a Polish EUR account.

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Hold PLN alongside GBP

Keep a PLN balance in the same account. Avoid unnecessary currency conversions when you need to settle Polish obligations from UK revenue.

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Separate UK and Polish books

Keep UK revenue clean and distinct for Xero or QuickBooks. Accounting integrations included — no manual reconciliation between your Polish and UK operations.

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Corporate cards for UK spend

Issue cards for UK travel, events, or software subscriptions billed in GBP. Spend directly from your GBP balance — no conversion, no surprises.

Every payment rail you need — UK and European

UK

Faster Payments (FPS)

GBP payments within the UK in seconds, 24/7. The standard for paying UK suppliers and receiving from UK customers — instant and free for recipients.

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UK

BACS & CHAPS

BACS for bulk payroll and direct debits. CHAPS for same-day high-value GBP transfers with guaranteed settlement — essential for large UK transactions.

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Europe

SEPA & SEPA Instant

Send euros across 36 European countries. SEPA Instant delivers in 10 seconds — useful for EUR payments to Polish and EU counterparties when speed matters.

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Global

SWIFT

International wire transfers to 200+ countries in any currency. For USD, CHF, SGD, PLN, and other transfers beyond the SEPA zone.

Open from Poland in 24 hours

1

Apply online

Complete the application on your phone or computer from anywhere in Poland. Enter your company details, director information, and business description. Takes around 15 minutes.

2

Verify your identity digitally

Upload your Polish dowód osobisty or paszport and complete a short liveness check via your camera. No branch visit, no notarisation, no apostille required.

3

Account active — receive your IBAN

Once approved, you receive your UK sort code, account number, and IBANs for GBP, PLN, and EUR. Send your first payment the same day.

What you need to apply

Prepare these before starting. A complete application means faster approval — typically same day.

1

Valid passport or national ID

Polish dowód osobisty or paszport accepted. Must be current — not expired.

2

Proof of address

Bank statement or utility bill in your name, dated within 3 months. Your Polish home address is fine — no UK address required.

3

Company registration documents

KRS extract (wpis do KRS) and articles of association (umowa spółki). Polish documents are accepted — English translation is not required for standard applications.

4

UBO information

Details and ID for all persons owning 25% or more. Required under UK AML regulations for all accounts opened by non-UK entities.

5

Business description

Brief description of what your company does, who your customers are, and why you need a UK account. Be specific — vague answers slow the review process.

Common questions from Polish companies

Can a Polish Sp. z o.o. open a UK business account?
Yes. Polish Sp. z o.o. and S.A. companies can apply directly — no UK-registered entity is required. Polish directors, shareholders, and beneficial owners can all apply from Poland without travelling to the UK. No UK address is needed by anyone in the company structure.
Do I need to translate my Polish company documents?
Polish company documents — including your KRS extract and umowa spółki — are accepted as-is for most standard applications. If a certified translation is required for any specific document, the compliance team will contact you during the review. You will not be asked to notarise or apostille documents upfront.
Can I send SEPA payments from my UK account?
Yes. The account supports full SEPA Credit Transfer and SEPA Instant Credit Transfer. You can send EUR to Polish suppliers, EU customers, or any SEPA-zone counterparty — all from the same UK account, without needing a separate Polish EUR account.
Is the account FCA regulated?
Payment services are provided by Gemba Finance Limited, authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN: 804853). ARIDANG acts as an introducer to Gemba Finance Limited.
How long does it take to open the account?
With a complete application, typically same day to 24 hours. The entire process is online — no appointments, no in-person visits, no notarisation or apostille required. Identity verification is done digitally via a liveness check on your phone or computer.

Ready to open your UK account?

Polish company, UK account. Online application, 24-hour approval, GBP + PLN + EUR + 13 more currencies from day one.

Open Your UK Account →

Payment services provided by Gemba Finance Limited (FCA FRN: 804853). ARIDANG acts as an introducer.