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🇷🇴 Romanian company · 🇬🇧 UK account

UK Business Account
for Romanian Companies

SRL or SA — receive GBP from UK clients, hold RON and EUR, send SEPA for EU payments. Open fully online from Romania in 24 hours. No UK address required.

🇷🇴 SRL & SA accepted
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No UK address needed
·
No branch visit
Currencies: 🇬🇧 GBP 🇷🇴 RON 🇪🇺 EUR 🇺🇸 USD 🇨🇭 CHF 🇨🇦 CAD 🇸🇬 SGD 🇩🇰 DKK 🇳🇴 NOK + 5 more

Built for Romanian companies trading with the UK

Whether you invoice UK clients in GBP, pay UK suppliers, or need to hold RON alongside EUR and GBP for cross-border operations — one account covers it all.

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Receive GBP from UK clients

Get a real UK sort code and account number. UK customers pay you like a local — no SWIFT fees, no conversion losses, no delays waiting for international wires.

Pay UK suppliers in GBP

Send Faster Payments and CHAPS directly in GBP. Stop converting RON at your Romanian bank's rate before every invoice — pay from your GBP balance directly.

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Hold RON alongside GBP

Keep a RON balance in the same account. Avoid unnecessary currency conversions when you need to settle Romanian obligations from UK or EU revenue.

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EUR & SEPA for EU operations

Your EUR wallet carries a dedicated IBAN. Send SEPA payments to EU counterparties at flat rates — as efficiently as a local EUR account, across 36 European countries.

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Separate UK and Romanian books

Keep UK revenue clean and distinct for Xero or QuickBooks. Accounting integrations included — no manual reconciliation between your Romanian and UK operations.

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Corporate cards for UK spend

Issue cards for UK travel, events, or software subscriptions billed in GBP. Spend directly from your GBP balance — no conversion, no surprises on your statement.

Every payment rail you need — UK and European

UK

Faster Payments (FPS)

GBP payments within the UK in seconds, 24/7. The standard for paying UK suppliers and receiving from UK customers — instant and free for recipients.

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UK

BACS & CHAPS

BACS for bulk payroll and direct debits. CHAPS for same-day high-value GBP transfers with guaranteed settlement — essential for large UK transactions.

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Europe

SEPA & SEPA Instant

Send euros across 36 European countries. Romania is a full SEPA member — send SEPA Instant in 10 seconds to EU counterparties, suppliers, and partners.

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Global

SWIFT

International wire transfers to 200+ countries in any currency. For USD, CHF, SGD, RON, and other transfers beyond the SEPA zone.

Open from Romania in 24 hours

1

Apply online

Complete the application on your phone or computer from anywhere in Romania. Enter your CUI, ONRC registration details, director information, and business description. Takes around 15 minutes.

2

Verify your identity digitally

Upload your pașaport român or carte de identitate and complete a short liveness check via your camera. No branch visit, no notarisation, no apostille required.

3

Account active — receive your IBAN

Once approved, you receive your UK sort code, account number, and IBANs for GBP, RON, and EUR. Send your first payment the same day.

What you need to apply

Prepare these before starting. A complete application means faster approval — typically same day.

1

Valid passport or national ID

Pașaport român or carte de identitate accepted. Must be current — not expired.

2

Proof of address

Bank statement or utility bill in your name, dated within 3 months. Your Romanian home address is fine — no UK address required.

3

Certificat constatator (ONRC)

The Certificat constatator issued by ONRC (Oficiul Național al Registrului Comerțului), confirming company registration and structure. Your CUI (Codul Unic de Identificare) will be referenced. Romanian documents are accepted — English translation is not required for standard applications.

4

UBO information

Details and ID for all persons owning 25% or more. Required under UK AML regulations for all accounts opened by non-UK entities.

5

Business description

Brief description of what your company does, who your customers are, and why you need a UK account. Be specific — vague answers slow the review process.

Common questions from Romanian companies

Can a Romanian SRL or SA open a UK business account?
Yes. Romanian SRL (Societate cu Răspundere Limitată) and SA (Societate pe Acțiuni) companies can apply directly — no UK-registered entity is required. Romanian directors, shareholders, and beneficial owners can all apply from Romania without travelling to the UK. No UK address is needed by anyone in the company structure.
Do I need to translate my Romanian company documents?
Romanian company documents — including your Certificat constatator from ONRC and other registration documents — are accepted as-is for most standard applications. If a certified translation is required for any specific document, the compliance team will contact you during the review. You will not be asked to notarise or apostille documents upfront.
Can I hold RON, EUR and GBP all in the same account?
Yes. The account supports GBP, RON, and EUR simultaneously. You can receive GBP from UK clients into your UK account, hold RON for Romanian operations, and use EUR for SEPA payments to EU counterparties — all from a single online account. Many Romanian companies invoice in EUR or GBP to Western clients and this account is designed to handle exactly that workflow.
Is the account FCA regulated?
Payment services are provided by Gemba Finance Limited, authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN: 804853). ARIDANG acts as an introducer to Gemba Finance Limited.
How long does it take to open the account?
With a complete application, typically same day to 24 hours. The entire process is online — no appointments, no in-person visits, no notarisation or apostille required. Identity verification is done digitally via a liveness check on your phone or computer.

Ready to open your UK account?

Romanian company, UK account. Online application, 24-hour approval, RON + EUR + GBP and more currencies from day one.

Open Your UK Account →

Payment services provided by Gemba Finance Limited (FCA FRN: 804853). ARIDANG acts as an introducer.