Oy or Oyj — receive GBP from UK clients, hold EUR natively, send SEPA across Europe and SWIFT worldwide. Open fully online from Finland in 24 hours. No UK address needed.
Whether you sell to UK customers, pay UK suppliers, or need GBP alongside your EUR operations — one account covers it all.
Get a real UK sort code and account number. UK customers pay you like a local — no SWIFT fees, no currency conversion losses on their end.
Send Faster Payments and CHAPS directly in GBP. No more converting EUR to GBP at your Finnish bank's rate before every invoice.
Finland uses EUR natively. Your UK account includes full SEPA Credit Transfer and SEPA Instant — pay and receive EUR across 36 European countries without conversion.
Keep your euro wallet and GBP wallet in the same account. Convert only when rates suit you — stop losing margin on unnecessary conversions between your two core currencies.
Keep UK revenue clean and distinct for Xero or QuickBooks. Accounting integrations included — no manual reconciliation between currencies or entities.
Issue cards for UK travel, events, or GBP-billed subscriptions. Spend directly from your GBP balance without intermediary conversions.
GBP payments within the UK in seconds, 24/7. The standard for paying UK suppliers and receiving from UK customers — no delays, no batch windows.
BACS for payroll and recurring GBP payments. CHAPS for same-day high-value GBP transfers with guaranteed, irrevocable settlement.
Finland is a full EU and SEPA member using EUR. Send euros to 36 European countries including Finland, Germany, France and more. SEPA Instant settles in under 10 seconds.
International wire transfers to 200+ countries in any currency. For USD, CHF, SGD and non-SEPA payments to clients and suppliers worldwide.
Complete the application from your phone or computer. Enter your Y-tunnus (Finnish Business ID), company details, director information, and business description. Takes around 15 minutes.
Upload your suomalainen passi (Finnish passport) and complete a short liveness check via your camera. No branch visit, no notarisation, no apostille required.
Once approved, you get your UK sort code, account number, and IBANs for GBP and EUR. Send your first payment the same day.
Prepare these before starting. A complete application means faster approval.
Valid Finnish passport accepted. Must be current — not expired. Finnish national ID card may also be accepted for EU identity verification.
Bank statement or utility bill in your name, dated within 3 months. Your Finnish home address is fine — no UK address required.
Official company extract from PRH (Patentti- ja rekisterihallitus) via the Kaupparekisteri. Finnish-language documents are accepted — English translation not required for standard documents.
Details and ID for all persons owning 25% or more of the company. Required under UK AML regulations for all accounts.
Brief description of what your company does, who your customers are, and why you need a UK account. Be specific — vague answers slow the process.
Finnish company, UK account. Online application, 24-hour approval, EUR + GBP + 14 more currencies from day one.
Open Your UK Account →Payment services provided by Gemba Finance Limited (FCA FRN: 804853). ARIDANG acts as an introducer.