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🇸🇪 Swedish company · 🇬🇧 UK account

UK Business Account
for Swedish Companies

Receive GBP from UK clients, send SEPA across Europe, hold 16 currencies including SEK — all from one UK account. Open fully online from Sweden in 24 hours.

🇸🇪 AB & HB accepted
·
No UK address needed
·
No branch visit
Currencies: 🇬🇧 GBP 🇸🇪 SEK 🇪🇺 EUR 🇺🇸 USD 🇨🇭 CHF 🇨🇦 CAD 🇸🇬 SGD 🇵🇱 PLN 🇩🇰 DKK 🇳🇴 NOK + 6 more

Built for Swedish companies trading with the UK

Whether you sell to UK customers, pay UK suppliers, or need GBP alongside your SEK operations — one account covers it.

🇬🇧

Receive GBP from UK clients

Get a real UK sort code and account number. UK customers pay you like a local — no SWIFT fees, no currency conversion losses on their end.

Pay UK suppliers in GBP

Send Faster Payments and CHAPS directly in GBP. No more converting SEK to GBP at your Swedish bank's exchange rate before every invoice.

🇸🇪

Hold SEK alongside GBP

Keep your Swedish krona wallet and your GBP wallet in the same account. Convert only when rates suit you — stop losing margin on unnecessary conversions.

🇪🇺

Send SEPA across Europe

Sweden is in the SEPA zone. Send EUR payments to counterparties across 36 European countries at flat rates — SEPA Instant delivers in 10 seconds.

🧾

Separate UK and Swedish books

Keep UK revenue clean and distinct for Xero or QuickBooks. Accounting integrations included — no manual reconciliation between currencies.

💳

Corporate cards for UK spend

Issue cards for UK travel, events, or GBP-billed subscriptions. Spend directly from your GBP balance without intermediary conversions.

Every payment rail you need — UK and European

UK

Faster Payments (FPS)

GBP payments within the UK in seconds, 24/7. The standard for paying UK suppliers and receiving from UK customers — no delays, no batch windows.

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UK

BACS & CHAPS

BACS for payroll and recurring GBP payments. CHAPS for same-day high-value GBP transfers with guaranteed, irrevocable settlement.

🇪🇺
Europe

SEPA & SEPA Instant

Sweden is a full SEPA member. Send euros to 36 European countries including Sweden, Germany, France and more. SEPA Instant settles in under 10 seconds.

🌍
Global

SWIFT

International wire transfers to 200+ countries in any currency. For USD, CHF, SGD and non-SEPA payments to clients and suppliers worldwide.

Open from Sweden in 24 hours

1

Apply online

Complete the application from your phone or computer. Enter your company details, director information, and business description. Takes around 15 minutes.

2

Verify your identity digitally

Upload your passport or Swedish ID-kort and complete a short liveness check via your camera. No branch visit, no notarisation, no apostille required.

3

Account active — receive your IBAN

Once approved, you get your UK sort code, account number, and IBANs for GBP, SEK, and EUR. Send your first payment the same day.

What you need to apply

Prepare these before starting. A complete application means faster approval.

1

Valid passport or national ID

Swedish ID-kort (nationellt ID-kort) or pass accepted. Must be current — not expired.

2

Proof of address

Bank statement or utility bill in your name, dated within 3 months. Your Swedish home address is fine — no UK address required.

3

Company registration documents

Bolagsverket registration certificate and articles of association (bolagsordning). Swedish-language documents are accepted — English translation not required for standard documents.

4

UBO information

Details and ID for all persons owning 25% or more of the company. Required under UK AML regulations for all accounts.

5

Business description

Brief description of what your company does, who your customers are, and why you need a UK account. Be specific — vague answers slow the process.

Common questions from Swedish companies

Can a Swedish AB open a UK business account?
Yes. Swedish AB (aktiebolag) and HB (handelsbolag) companies can apply. You do not need a UK-registered entity — your Swedish company applies directly. No UK address is required from directors or shareholders.
Do I need to translate my Swedish company documents?
Swedish company documents — including your Bolagsverket certificate and bolagsordning — are accepted as-is for most standard documents. If a specific document requires translation, the compliance team will contact you during the review process.
Can I send SEPA payments from my UK account? Sweden is in the SEPA zone.
Yes. The account supports full SEPA Credit Transfer and SEPA Instant Credit Transfer. Sweden is a SEPA member, so you can pay Swedish and European counterparties in EUR, or receive EUR from European customers — all from the same UK account.
Is the account FCA regulated?
Payment services are provided by Gemba Finance Limited, authorised and regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN: 804853). ARIDANG acts as an introducer to Gemba Finance Limited.
How long does it take to open the account?
With a complete application, approval is typically same day to 24 hours. The process is entirely online — no appointments, no branch visits, and no notarisation or apostille required.

Ready to open your UK account?

Swedish company, UK account. Online application, 24-hour approval, GBP + SEK + EUR + 13 more currencies from day one.

Open Your UK Account →

Payment services provided by Gemba Finance Limited (FCA FRN: 804853). ARIDANG acts as an introducer.