A dedicated UK IBAN, SEPA, SWIFT, and 16 currencies for your holding structure — open fully online, no branch visit required.
Whether you manage subsidiaries across Europe or run an international holding structure, a dedicated UK account keeps your group's treasury clean, efficient, and auditor-ready.
Manage subsidiary payments from one UK account. Consolidate group cash flow in GBP or multi-currency without maintaining accounts in multiple jurisdictions.
UK holding companies are widely recognised by counterparties, banks, and regulators. Access global banking infrastructure from a respected and well-understood jurisdiction.
Send funds between group entities at £0.19 per internal transfer. No SWIFT fees within the network — ideal for regular intercompany loans and dividend flows.
Hold GBP, EUR, USD, CHF, AED, SGD and 12 more. Avoid FX conversion on each intercompany movement when group entities operate in different base currencies.
Formal account confirmation and auditor package available for group audit requirements. Suitable for statutory audits and consolidated group reporting across subsidiaries.
No UK-resident director required. No branch visit. Account open in 24 hours with documents submitted online — even for multi-layer ownership structures.
Instant GBP to UK subsidiaries and UK banks. 24/7, no cut-off times — the standard rail for real-time settlement within the UK group.
Batch payroll and high-value settlement. BACS for recurring bulk payments to staff or subsidiaries; CHAPS for same-day guaranteed GBP transfers of any size.
EUR transfers to EU group entities — standard and instant. Send across 36 SEPA countries with no SWIFT overhead. SEPA Instant settles in under 10 seconds.
International wires to group companies in any jurisdiction worldwide. Send USD, CHF, AED, SGD, or any supported currency to subsidiaries outside the SEPA zone.
Company registration, director ID, and UBO details for all beneficial owners across the group structure. The application is fully online — no branch visit, no notarisation required.
Our team reviews your holding structure. Multi-layer ownership is common; we handle it efficiently. We may request a group structure chart or additional context on the holding company's purpose.
Receive your UK IBAN, sort code, and access to 16 currencies. Start sending intercompany transfers and SEPA payments the same day your account is approved.
Prepare these before starting. A complete application means faster approval. Multi-entity structures may require additional supporting documentation — the compliance team will advise.
Official certificate of incorporation of the holding company, issued by the relevant companies registry in its jurisdiction.
Valid passport for all directors and UBOs with 25% or more ownership, traced to natural persons through the full ownership chain.
A diagram or document showing the full ownership chain from the holding company to its subsidiaries, including percentage ownership at each level.
Bank statement or utility bill for each director and UBO, dated within 3 months. Personal or business address — a UK address is not required.
Purpose of the holding company, countries of operation, expected payment flows between group entities, and anticipated monthly volumes.
Dedicated UK IBAN, 16 currencies, SEPA & SWIFT included. Apply fully online — no branch visit, no UK-resident director required.
Apply Online →Payment services provided by Gemba Finance Limited (FCA FRN: 804853). ARIDANG acts as an introducer.